While your condo association will have insurance to cover the structure and outside property, that protection stops once it reaches your front door. That’s where condo insurance comes in. Condo insurance protects personal belongings inside of your condo and gives you liability protection if somebody were get injured while inside your unit. It can also help protect your investment by covering improvements and customization that you have done inside of your condo.
Covered by California Condo Insurance
Condo insurance, or sometimes referred to as a California Condominium Owners HO-6 policy, typically includes coverage for losses attributed to fire and smoke damage, theft, vandalism and accidental flooding from plumbing issues.
A basic condo insurance policy will cover damages to most of your personal items inside of your unit, as well as the walls, flooring and ceiling fixtures.
Condo insurance also gives you financial protection against bodily injury and property damage liabilities to third parties.
Condo Insurance for Southern California
As an independent agency, The Insurance Store provides clients with comparative rates by quoting with multiple California condo insurance companies. Our agency represents many top carriers including Allied, Kemper, First American, Stillwater, Topa, Foremost, Arrowhead, Oregon Mutual and The Hartford.
If you would like a quote for condo insurance in San Diego, Riverside County, or anywhere else in the state, please call us at 800-354-8535. We have office locations in Temecula, San Diego and Carlsbad. TIS team members look forward to speaking with you soon about your insurance needs, and hope to work with you for many years to come.