We understand that purchasing home insurance in Murrieta can often seem like a confusing and overwhelming process. Our professional team is ready to guide you along the way and will find you the right Murrieta home insurance policy – at a price that doesn’t break the bank.
Murrieta Home Insurance Coverages
When shopping for Murrieta homeowners insurance, you’ll want to know what is covered by the policy. In California, a typical homeowners policy covers the following:
- The structure of the home is covered should there be a catastrophic loss such as fire.
- Replacement costs for your personal belongings
- Living expenses in case of a disaster where you might be forced out of the home.
- Liability protections for when an injury may occur to a guest or visitor.
While homeowners insurance covers most natural disasters, there are a few exceptions. Earthquakes and floods are not covered by a standard homeowners policy. Being that the Murrieta Valley is located within a seismically active area, and also prone to flooding in some parts, you may want to consider the additional peace of mind by purchasing an additional earthquake or flood insurance policy. Our team is just a phone call away and we look forward to discussing your Murrieta home insurance needs.
Murrieta Renters Insurance
Fire, smoke, water damage, theft and vandalism are all things we dread and never think will happen to us. But unfortunately they do, and without the right renters insurance, they can become even more so of a nightmare to deal with. While your apartment complex or landlord will have insurance, it’s only for the physical structure of their building, and does not offer coverage for anything you keep inside of your unit.
Renters insurance gives Murrieta residents the peace of mind knowing that personal belongings, such as TVs, tablets and furniture, will be covered. It also offers liability protection should a guest become injured while visiting. This is a good asset to have to help protect you financially in today’s lawsuit happy world.
Quote for Murrieta Home Insurance
Whether you need home insurance in Murrieta, French Valley or anywhere in CA, our team is here to help. Our agency represents top-rated insurance companies that offer very competitive rates to Murrieta area residents, especially if your home is located in zip codes 92562, 92563, 92564 and 92596.
Want to learn more or obtain a Murrieta home insurance quote? Give our office a call toll-free at 800-354-8535 or come stop by our office located at 40810 County Center Drive in Temecula. We look forward to being in touch and hope to tell you more about our comprehensive Murrieta home insurance options.