In California, all truckers must carry truck liability insurance on every rig they operate. Truck liability insurance puts safeguards into place that help shield you and others against unforeseen circumstances. Accidents, injuries or property damage can all occur while operating your truck. Due to their larger size and weight, commercial trucks typically involve much more injury and damage compared to car accidents. This is why having proper liability coverage is so important. It also pays for your legal defense should you be sued by someone following an accident.
Truck Liability Coverages
Truck liability consists of Bodily Injury and Property Damage coverage’s.
Bodily Injury – For when your truck injures a third party during an accident. The bodily injury section of your liability insurance will pay for hospital and medical costs (up to the limits you select) for those that might have been injured.
Property Damage – The property damage portion of your liability insurance will pay for the related expenses if your truck causes an accident that damages one’s property. It pays the associated costs of repairing or replacing damaged vehicles, structures and other items damaged by your truck.
Save on Truck Liability Insurance
Truck liability is usually the most expensive part of any truck insurance package. But don’t worry, our trucking agents will shop top A+ rated carriers to help find you the lowest rate on this required coverage. We will give you a complete understanding of your coverage options and answer questions that you may have about truck liability insurance. Contact us today at 800-354-8535 and we’ll be happy to go over all of your truck liability insurance requirements.