As your home is likely your most valuable asset, it’s important to ensure that its protected with a proper Carlsbad home insurance policy. When your home is destroyed in a fire, or damaged by a falling tree during a wind storm, the last thing you want to worry about is how you will pay for everything. That is where homeowners insurance comes in handy.
Carlsbad Home Insurance Coverages
The following items are most typically covered by a Carlsbad home insurance policy.
- The structure of the home, whether damaged by a storm, or a total loss during a fire.
- Replacement costs for your possessions stored in the home.
- Additional living expenses help get you back on your feet if you are forced out of the home.
- Liability protection if someone gets injured or their property is damaged and you are to blame.
If you have special valuables such as antiques, jewelry, or collectibles you may want to look into scheduled personal property coverage. Earthquakes and floods are among other unique coverage’s that also must be purchased separately, as they are not covered by your standard homeowners insurance.
Carlsbad Renters Insurance
Not yet a Carlsbad home owner but still want insurance for your valuables in your residence? No problem! With a Carlsbad renters insurance policy, you can relax knowing that your personal valuables will be covered in the event of a loss such as a fire.
Some people elect not to have renters insurance, but considering how affordable these policies are, it’s a no brainer to at least consider it. In addition to giving you protection over your personal valuables, a Carlsbad renters insurance policy also offers you liability protection should there ever be a time someone becomes injured at your residence and decides to file legal action against you for damages.
Quote for Carlsbad Home Insurance
The Insurance Store has been serving North County for decades . If you are looking for Carlsbad home insurance please give us a call and we’ll be happy to discuss your insurance needs and answer any questions that you might have. Call our team at 800-354-8535 or request a quote via our website.
The Insurance Store represents top rated insurance carriers including Allied, Safeco, Kemper Specialty, First American, Stillwater, Oregon Mutual, The Hartford, Foremost and many others. These companies offer very affordable rates in Carlsbad zip codes 92008, 92009, 92010, 92011, 92013 and 92018.
We can also bundle your home and auto insurance to help you save even more. Come stop by our Carlsbad location at 3129 Tiger Run Ct. #A-201, located just off Palomar Airport Rd and Melrose Dr. We are honored to serve you and hope to form a personal and long-lasting relationship with clients for many years to come.