Safeguard your precious investment with a Madera home insurance policy. Nobody can predict when catastrophic events such as fire or theft can occur, or when you might be sued by someone. This is why finding home insurance is so important.
Covered by Madera Home Insurance
Should you ever need to file a claim, knowing exactly what your Madera home insurance covers will help you steer clear of any surprises that could arise. Here are some main points to keep in mind about what homeowners insurance covers.
- The physical structure is covered against fire or wind damages.
- Your personal items such appliances, electronics and furniture if destroyed in a house fire.
- Liability protection to help with legal expenses should somebody ever sue you for an accidental injury that might occur while at your home.
- Additional living expenses should you ever be forced to leave your home due to a covered loss.
We’ll make sure you understand everything about your Madera home insurance policy. From what is covered and what is not.
It’s also important to remember that earthquakes and floods are not covered by your standard homeowners policy. These unique situations require separate earthquake and flood insurance policies to be purchased in order to provide coverage. Our agency will work with you to answer any questions and help get you the Madera home insurance coverages you need.
Madera Renters Insurance
Madera renters insurance is available to those that currently do not own a home but still want coverage for their personal belongings stored inside of their rental. Your landlord will have insurance that covers the actual building, but personal items stored inside by the renter becomes their responsibility. Madera renters insurance is ideal because the cost is quite inexpensive, and will give you extra peace of mind knowing that your personal stuff is taken care of.
This insurance also gives Madera renters liability protections against personal injury lawsuits that could arise if a visitor becomes injured while visiting. While we all hope to never be sued, nobody can know for sure, so having this type of protection is ideal in today’s lawsuit obsessed society.
Quote for Madera Home Insurance
Our agency represents numerous top rated carriers that serve the Central Valley including MetLife, Safeco, Progressive, Allied, Mercury, First American, Kemper and many more.
Because we are an independent insurance agency, we work for you and not the insurance companies. This means we’ll shop to find you the best rates for home insurance in the Madera area. If your home is located in the following Madera zip codes: 93636, 93637, 93638 or 93639, we should be able to save you money on your premiums.
Please call us at 800-354-8535 to receive a quick and easy quote or if you have any questions about homeowners coverage. Our team looks forward to working with you on your Madera home insurance needs.