Now that you have just purchased a beautiful home in Modesto, you’ll want to make sure that your investment is protected by having the right insurance coverage. By purchasing Modesto home insurance, you can rest assured knowing that you have financial safeguards in case of a catastrophic loss against your property, or in the event someone accidentally gets hurt while at your home.
Covered by Modesto Home Insurance
Knowing what is covered by your Modesto home insurance policy in advance can help you avoid surprises when the unfortunate time comes and you need to file a claim. Here are the main things to understand when it comes to what is covered.
- The structure is covered in the event of a loss such as a fire or wind damage.
- Personal belongings such as computers, laptops, televisions, furniture and other items.
- Liability protection safeguards you against litigation that may come about if you get sued by someone who may have become injured while at your residence.
- Additional living expenses to help get you back on your feet if you’re temporarily forced out of your home due to a covered loss.
When it comes to home insurance in California, it’s important to know that earthquakes and floods are not covered by your homeowners policy and are necessary to have separate insurance. We can help you attain flood and earthquake coverage and answer any questions that you may have about these unique risks.
Modesto Renters Insurance
You may consider buying Modesto renters insurance if you want to ensure your personal belongings are covered in the event of a fire or other catastrophic loss. A nice thing about renters insurance is that it’s very inexpensive to obtain, and will give you extra peace of mind without burning a hole in your wallet.
Renters insurance not only covers your personal items, but will also offer you legal liability protections. All it takes is one person getting a lawyer and suing you for a simple accident. Nobody can predict the future and this is why insurance is a necessity in today’s lawsuit happy world.
Quote for Modesto Home Insurance
The Insurance Store represents many top rated insurance carriers including MetLife, Allied, Kemper, Mercury, Progressive and Safeco. Being an independent agency, we’re able to quote and compare rates for many companies on home insurance offerings in the Modesto area.
If your home resides within these zip codes: 95350, 95351, 95352, 95353, 95354, 95355, 95356, 95357, 95358 or 95397, you should look into getting a quote to see how much you can be saving on your Modesto home insurance. If you would like a no obligation quote for home insurance please ring our team at 800-354-8535. Thank you for giving us a chance to earn your business and we look forward to handling your Modesto home insurance needs.